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# New Zealand Interest Rate

> New Zealand interest rate is 2.5% as of Jul 2026, from 2.3%. History from 1985, source Bank for International Settlements. Free API & MCP access.

Interest Rate in New Zealand rose to 2.5% in Jul 2026 from 2.3% in Jun 2026.

Interest Rate in New Zealand averaged 5.0% from 1985 until 2026, reaching an all-time high of 54.3% in Feb 1985 and a record low of 0.3% in Sep 2021. The series is reported monthly with history from 1985.

## Stats

| Actual | Previous | Highest | Lowest | Span | Unit | Frequency |
| --- | --- | --- | --- | --- | --- | --- |
| 2.5% | 2.3% | 54.3% (Feb 1985) | 0.3% (Sep 2021) | 1985–2026 | % | monthly |

## FAQ

**What is New Zealand's interest rate right now?**

Interest Rate in New Zealand is 2.5% as of Jul 2026.

**What are the historical extremes for New Zealand's interest rate?**

The all-time high is 54.3% (Feb 1985); the record low is 0.3% (Sep 2021), over a series starting in 1985.

**How often is this series updated?**

Interest Rate for New Zealand is a monthly series; values refresh when new data is published or revised.

**Where does this data come from?**

See our methodology page for how we source and verify every series.

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Full history via API: `GET https://api.economicsapi.com/v1/history?country=new-zealand&indicator=interest-rate`.
Back to [New Zealand economy](/new-zealand.md).