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# United States 15-Year Mortgage Rate

> United States 15-year mortgage rate is 6.0% as of Sep 2026, from 6.0%. History from 1991, source Federal Reserve Bank of St. Louis. Free API & MCP access.

15-Year Mortgage Rate in United States rose to 6.0% for the week ending Sep 2026 from 6.0% in Aug 2026.

15-Year Mortgage Rate in United States averaged 5.3% from 1991 until 2026, reaching an all-time high of 8.9% in Dec 1994 and a record low of 2.1% in Aug 2021. The series is reported weekly with history from 1991.

## Stats

| Actual | Previous | Highest | Lowest | Span | Unit | Frequency |
| --- | --- | --- | --- | --- | --- | --- |
| 6.0% | 6.0% | 8.9% (Dec 1994) | 2.1% (Aug 2021) | 1991–2026 | % | weekly |

## FAQ

**What is United States's 15-year mortgage rate right now?**

15-Year Mortgage Rate in United States is 6.0% as of Sep 2026.

**What are the historical extremes for United States's 15-year mortgage rate?**

The all-time high is 8.9% (Dec 1994); the record low is 2.1% (Aug 2021), over a series starting in 1991.

**How often is this series updated?**

15-Year Mortgage Rate for United States is a weekly series; values refresh when new data is published or revised.

**Where does this data come from?**

See our methodology page for how we source and verify every series.

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Full history via API: `GET https://api.economicsapi.com/v1/history?country=united-states&indicator=15-year-mortgage-rate`.
Back to [United States economy](/united-states.md).