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# United States 30-Year Mortgage Rate

> United States 30-year mortgage rate is 6.7% as of Sep 2026, from 6.7%. History from 1971, source Federal Reserve Bank of St. Louis. Free API & MCP access.

30-Year Mortgage Rate in United States rose to 6.7% for the week ending Sep 2026 from 6.7% in Aug 2026.

30-Year Mortgage Rate in United States averaged 6.0% from 1971 until 2026, reaching an all-time high of 18.6% in Oct 1981 and a record low of 2.6% in Jan 2021. The series is reported weekly with history from 1971.

## Stats

| Actual | Previous | Highest | Lowest | Span | Unit | Frequency |
| --- | --- | --- | --- | --- | --- | --- |
| 6.7% | 6.7% | 18.6% (Oct 1981) | 2.6% (Jan 2021) | 1971–2026 | % | weekly |

## FAQ

**What is United States's 30-year mortgage rate right now?**

30-Year Mortgage Rate in United States is 6.7% as of Sep 2026.

**What are the historical extremes for United States's 30-year mortgage rate?**

The all-time high is 18.6% (Oct 1981); the record low is 2.6% (Jan 2021), over a series starting in 1971.

**How often is this series updated?**

30-Year Mortgage Rate for United States is a weekly series; values refresh when new data is published or revised.

**Where does this data come from?**

See our methodology page for how we source and verify every series.

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Full history via API: `GET https://api.economicsapi.com/v1/history?country=united-states&indicator=30-year-mortgage-rate`.
Back to [United States economy](/united-states.md).