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# United States Bank Lending Rate

> United States bank lending rate is 6.8% as of Sep 2026, from 6.8%. History from 1955, source Federal Reserve Bank of St. Louis. Free API & MCP access.

Bank Lending Rate in United States held at 6.8% in Sep 2026 from 6.8% in Aug 2026.

Bank Lending Rate in United States averaged 5.9% from 1955 until 2026, reaching an all-time high of 21.5% in Dec 1980 and a record low of 3.3% in Feb 2022. The series is reported monthly with history from 1955.

## Stats

| Actual | Previous | Highest | Lowest | Span | Unit | Frequency |
| --- | --- | --- | --- | --- | --- | --- |
| 6.8% | 6.8% | 21.5% (Dec 1980) | 3.3% (Feb 2022) | 1955–2026 | % | monthly |

## FAQ

**What is United States's bank lending rate right now?**

Bank Lending Rate in United States is 6.8% as of Sep 2026.

**What are the historical extremes for United States's bank lending rate?**

The all-time high is 21.5% (Dec 1980); the record low is 3.3% (Feb 2022), over a series starting in 1955.

**How often is this series updated?**

Bank Lending Rate for United States is a monthly series; values refresh when new data is published or revised.

**Where does this data come from?**

See our methodology page for how we source and verify every series.

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Full history via API: `GET https://api.economicsapi.com/v1/history?country=united-states&indicator=bank-lending-rate`.
Back to [United States economy](/united-states.md).