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# United States Effective Federal Funds Rate

> United States effective federal funds rate is 3.6% as of Sep 2026, from 3.6%. History from 1954, source Federal Reserve Bank of St. Louis. Free API & MCP acc…

Effective Federal Funds Rate in United States held at 3.6% on Sep 2026 from 3.6% in Sep 2026.

Effective Federal Funds Rate in United States averaged 2.9% from 1954 until 2026, reaching an all-time high of 22.4% in Jul 1981 and a record low of 0.0% in Apr 2020. The series is reported daily with history from 1954.

## Stats

| Actual | Previous | Highest | Lowest | Span | Unit | Frequency |
| --- | --- | --- | --- | --- | --- | --- |
| 3.6% | 3.6% | 22.4% (Jul 1981) | 0.0% (Apr 2020) | 1954–2026 | % | daily |

## FAQ

**What is United States's effective federal funds rate right now?**

Effective Federal Funds Rate in United States is 3.6% as of Sep 2026.

**What are the historical extremes for United States's effective federal funds rate?**

The all-time high is 22.4% (Jul 1981); the record low is 0.0% (Apr 2020), over a series starting in 1954.

**How often is this series updated?**

Effective Federal Funds Rate for United States is a daily series; values refresh when new data is published or revised.

**Where does this data come from?**

See our methodology page for how we source and verify every series.

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Full history via API: `GET https://api.economicsapi.com/v1/history?country=united-states&indicator=effective-federal-funds-rate`.
Back to [United States economy](/united-states.md).