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# United States Personal Savings Rate

> United States personal savings rate is 3.0% as of Jul 2026, from 2.6%. History from 1959, source Federal Reserve Bank of St. Louis. Free API & MCP access.

Personal Savings Rate in United States rose to 3.0% in Jul 2026 from 2.6% in Jun 2026.

Personal Savings Rate in United States averaged 6.1% from 1959 until 2026, reaching an all-time high of 31.8% in Apr 2020 and a record low of 1.4% in Jul 2005. The series is reported monthly with history from 1959.

## Stats

| Actual | Previous | Highest | Lowest | Span | Unit | Frequency |
| --- | --- | --- | --- | --- | --- | --- |
| 3.0% | 2.6% | 31.8% (Apr 2020) | 1.4% (Jul 2005) | 1959–2026 | % | monthly |

## FAQ

**What is United States's personal savings rate right now?**

Personal Savings Rate in United States is 3.0% as of Jul 2026.

**What are the historical extremes for United States's personal savings rate?**

The all-time high is 31.8% (Apr 2020); the record low is 1.4% (Jul 2005), over a series starting in 1959.

**How often is this series updated?**

Personal Savings Rate for United States is a monthly series; values refresh when new data is published or revised.

**Where does this data come from?**

See our methodology page for how we source and verify every series.

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Full history via API: `GET https://api.economicsapi.com/v1/history?country=united-states&indicator=personal-savings`.
Back to [United States economy](/united-states.md).