United States 30-Year Mortgage Rate

6.7% +0.05 pt

Sep 2026 · Weekly

The 30-year mortgage rate rose to 6.71% in the week ending September 3, 2026, from 6.66% previously. The rate is the highest since July 31, 2025, and compares with 6.50% a year earlier. It has risen from a recent low of 6.43% in early July and remains well below the all-time high of 18.63% set in October 1981, but far above the record low of 2.65% from January 2021, according to the Federal Reserve Bank of St. Louis.

source: Federal Reserve Bank of St. Louis

30-Year Mortgage Rate in United States rose to 6.7% for the week ending Sep 2026 from 6.7% in Aug 2026.

United States 30-Year Mortgage Rate, 1990–2026
ActualPreviousHighestLowestDatesFrequency
6.7%6.7%18.6%Oct 19812.6%Jan 20211971 – 2026Weekly

News

About this series

30-Year Mortgage Rate in United States averaged 6.0% from 1971 until 2026, reaching an all-time high of 18.6% in Oct 1981 and a record low of 2.6% in Jan 2021. The series is reported weekly with history from 1971.

Source & methodology

We use primary economic sources for every country. See our methodology page for how we source and verify this data.

FAQ

United States 30-Year Mortgage Rate FAQ