United States Interest Rate
Aug 2026 · Monthly
The US policy benchmark interest rate held at 3.625% in August 2026, unchanged from July 2026. The rate has remained at this level since December 2025, when it fell from 3.875%. The current level is down from 4.375% a year earlier. The series low is 0.125% from February 2022, and the all-time high is 22% from December 1980, according to the Bank for International Settlements.
source: Bank for International Settlements
The United States policy interest rate stood at 3.625% in August 2026, unchanged from the previous month. The rate remains far below the all-time high of 22% recorded in December 1980 and above the record low of 0.125% set in February 2022. The series dates back to July 1954.
| Actual | Previous | Highest | Lowest | Dates | Frequency |
|---|---|---|---|---|---|
| 3.6% | 3.6% | 22.0%Dec 1980 | 0.1%Feb 2022 | 1954 – 2026 | Monthly |
Related indicators
| Indicator | Last | Previous | Highest | Lowest | Last updated | Frequency |
|---|---|---|---|---|---|---|
| Exchange Rate | 1.00 per USD | 1.00 per USD | 1.00 per USD | 1.00 per USD | Aug 2026 | Monthly |
| Inflation Rate | 3.4% | 3.5% | 14.8% | -2.1% | Jul 2026 | Monthly |
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About this series
Interest Rate in United States averaged 2.9% from 1954 until 2026, reaching an all-time high of 22.0% in Dec 1980 and a record low of 0.1% in Feb 2022. The series is reported monthly with history from 1954.
The policy interest rate is the benchmark rate set by the central bank to influence monetary conditions. It is reported as a monthly average in percent. The series for the United States begins in July 1954.
Source & methodology
We use primary economic sources for every country. See our methodology page for how we source and verify this data.
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