United States Personal Savings Rate
3.0%▲ +0.4 pt
Jul 2026 · Monthly
The United States Personal Savings Rate rose to 3% in July of 2026 from 2.6% in the previous month. The reading remains below the all-time high of 31.8% recorded in April 2020 and above the all-time low of 1.4% from July 2005.
| Actual | Previous | Highest | Lowest | Dates | Frequency |
|---|---|---|---|---|---|
| 3.0% | 2.6% | 31.8%Apr 2020 | 1.4%Jul 2005 | 1959 – 2026 | Monthly |
About this series
Personal Savings Rate in United States averaged 6.1% from 1959 until 2026, reaching an all-time high of 31.8% in Apr 2020 and a record low of 1.4% in Jul 2005. The series is reported monthly with history from 1959.
The Personal Savings Rate measures the percentage of disposable personal income that households save rather than spend. It is reported monthly as a seasonally adjusted annual rate. Data are available from January 1959 onward.
Source & methodology
We use primary economic sources for every country. See our methodology page for how we source and verify this data.
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