US Bank Lending Rate Holds at 6.75%
Brief · Published 2026-09-01 · Data period 2026-09-30
This brief was generated automatically from the published data; no human byline is attached. Read the methodology.
The US bank lending rate held at 6.75% in September, unchanged from August. The rate has remained at that level since December 2025, marking ten consecutive months of stability. A year earlier, the rate was 7.25%. The all-time high was 21.5% in December 1980, and the low was 3.25% in February 2022, according to the Federal Reserve Bank of St. Louis.
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Source & methodology
Data source: Federal Reserve Bank of St. Louis.
Values are verified on ingest and republished only when the source revises. How we source and standardize data, including how to request an audit trail for any value.