United States 15-Year Mortgage Rate

6.0% +0.06 pt

Sep 2026 · Weekly

The 15-year mortgage rate rose to 6.04% in the week ending September 3, from 5.98% previously. The rate matched the level last seen in the week of July 30, 2026, and remained well above the year-ago reading of 5.6%. The all-time high for the series, which began in August 1991, is 8.89% set in December 1994, while the all-time low of 2.1% was recorded in August 2021, according to the Federal Reserve Bank of St. Louis.

source: Federal Reserve Bank of St. Louis

15-Year Mortgage Rate in United States rose to 6.0% for the week ending Sep 2026 from 6.0% in Aug 2026.

United States 15-Year Mortgage Rate, 1991–2026
ActualPreviousHighestLowestDatesFrequency
6.0%6.0%8.9%Dec 19942.1%Aug 20211991 – 2026Weekly

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About this series

15-Year Mortgage Rate in United States averaged 5.3% from 1991 until 2026, reaching an all-time high of 8.9% in Dec 1994 and a record low of 2.1% in Aug 2021. The series is reported weekly with history from 1991.

Source & methodology

We use primary economic sources for every country. See our methodology page for how we source and verify this data.

FAQ

United States 15-Year Mortgage Rate FAQ