United States 15-Year Mortgage Rate

US 15-Year Mortgage Rate Falls to 5.95%

Brief · Published 2026-08-20 · Data period 2026-08-20

This brief was generated automatically from the published data; no human byline is attached. Read the methodology.

The US 15-year mortgage rate fell to 5.95% in the week ending August 20, 2026, from 5.96% previously. The rate is down for a third straight week and remains above the year-ago level of 5.69% but far below the all-time high of 8.89% set in December 1994, according to the Federal Reserve Bank of St. Louis.

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Source & methodology

Data source: Federal Reserve Bank of St. Louis.

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